Bankruptcy

Dixon & Giesen Law Offices is a debt relief agency, providing bankruptcy services in Chapter 7 cases. Chapter 7 bankruptcy is often referred to as the "fresh start" bankruptcy, because it provides debtors the opportunity to discharge many types of debts, including credit card bills, medical bills, personal loans, and other unsecured debts. Filing for bankruptcy immediately stops creditors from attempting to collect from you and prevents them from garnishing your wages or seizing you assets, meanwhile allowing you to keep certain exempt property. Our legal team is highly trained in this area, and we will work hard to eliminate your debt and allow you to keep your valuable assets. We provide personalized care in order to ensure that you make the decisions that are best for your individual needs. With many years of professional experience behind you, we make sure that your interests are protected during these tough economic times.

Our Bankruptcy Services Include:
Chapter 7
Debt Settlement and Negotiation
Lawsuit Prevention
Foreclosure Defense

Bankruptcy is a legal tool that can give you and your family a fresh start. However, not everyone is eligible to file for bankruptcy protection. The rules require a careful analysis of your income and expenses, as well as your debts. In order to help you decide if bankruptcy is right for you, we provide an initial consultation at a cost of $100.00. In the event you are eligible and decide to file, the consultation fee will be applied to the cost of your bankruptcy. You will need to bring proof of all income for the last six months and your last year's tax return to the consultation. Call now to schedule your bankruptcy consultation.

If you are thinking about filing for bankruptcy protection, consider the following:
Using credit cards prior to filing bankruptcy - know the rules!
Divorce/property settlements can be affected by bankruptcy.
You cannot pick and choose which debts to discharge - however, you can pay creditors after filing, if you choose to do so.
Certain types of debts will not be discharged in bankruptcy.
Only certain assets are considered exempt - others could be sold to pay off debts.
 
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Dixon Location

  • 121 East 1st Street                 Dixon Office Hours:               
    Dixon, IL 61021                      Monday - Friday
  • 815.284.2288                         8:30am - 5pm
  • 815.284.1338 (Fax)

Amboy Location

  • 238 East Main Street            Amboy Office Hours:               
    Amboy, IL 61310                 Monday through Friday
  • 815.857.2112                      9:00am - 12:00pm
  • 815.857.3217 (Fax)             Other Times by Appointment